Cash Flow

I look at cash flow from two sides. The long term tells me where I’m going–am I eventually going to build any wealth, or am I continually digging a deeper and deeper pit? The short term has to do with crisis management. I think of it as two separate but similar tools.
First the short term. […]

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Searching for the tipping point

The problem I’ve had with managing my money is that in the short term, things often seem very futile. This mainly comes from the fact that I am in graduate school and my stipend in very inadequate. I’ve had a constant conversation with myself about opportunity costs and whether it’s completely foolhardy for me to […]

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