Months of Reckoning

Well dear friends, I’m seeing some traffic on this site. I’m not sure where it’s coming from, but I thank you for being here. The blog is new, but the long gap between posts was while I was away at a conference presenting my research project. Still trying to cure blindness. Still have an eye […]

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Fees!

Make a list of all the fees you’ve been charged in the last month. This includes ATM fees, late charges, over limit fees, overdraft fees, credit card interest. Anything else?

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Cash Flow

I look at cash flow from two sides. The long term tells me where I’m going–am I eventually going to build any wealth, or am I continually digging a deeper and deeper pit? The short term has to do with crisis management. I think of it as two separate but similar tools.
First the short term. […]

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Searching for the tipping point

The problem I’ve had with managing my money is that in the short term, things often seem very futile. This mainly comes from the fact that I am in graduate school and my stipend in very inadequate. I’ve had a constant conversation with myself about opportunity costs and whether it’s completely foolhardy for me to […]

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