Favorite Good Cause

Make a list of all the fees you’ve been charged in the last month. This includes ATM fees, late charges, over limit fees, overdraft fees, credit card interest. Anything else?

Posted in Weekly Projects Comments(0)

Where to begin? Everything is connected. If you’re reading these posts and trying to solve a problem, I would bet that you probably get to the end of a post on, say, budgeting, or cash flow, saying BUT that’s all great but I can’t do THIS because I can’t change THAT, whatever this and that may be. […]

Posted in Encouragement!, Philosophy Comments(0)

I look at cash flow from two sides. The long term tells me where I’m going–am I eventually going to build any wealth, or am I continually digging a deeper and deeper pit? The short term has to do with crisis management. I think of it as two separate but similar tools.
First the short term. […]

Posted in Mechanics Comments(0)

This is such a fundamental tool that it has always surprised me how seldom the basics are taught. Let’s work out a monthly budget.
Here are the basics…
A budget has two sides: income and expenses. The first thing to do is figure out how much income you have in a month. Pull out the pay stubs, […]

Posted in Mechanics Comments(0)